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Electric Chili is all about electronics, personal finance, life, hybrid vehicles, and of course chili. Why is your blog about so many things? Well, I used to have several blogs and I found I couldn't keep up with all of them. The maintenance began to take the fun out of it. So now I'm putting everything right here!

Blog archives for March, 2008

March 27, 2008

Free Photoshop!

Today Adobe is offering the beta of it’s online version of Photoshop called Photoshop Express.  Apparently it’s a lite version of photoshop but has many of the basic tools that most people need like cropping, resizing, and removing red eye.

Photoshop is an awesome tool that I own so I won’t be using the online version but I certainly recommend those that don’t have it to check it out.

Here’s the link https://www.photoshop.com/express/landing.html

March 24, 2008

Kwame Kilpatrick Indicted!

The Wayne County prosecutor announced today that her office will bring 8 charges against Kwame and 7 against his former chief of staff that center around perjury and obstruction of justice.  Shortly after the announcement, Kwame and his attorney Dan Webb held a short press conference with a response.

“I look forward to complete exoneration once all the facts surrounding this matter have been brought forth,” Kilpatrick said in a prepared statement that he read at the news conference. 

The interesting part for me was that instead of talking about the facts in the case, Mr. Kilpatricks attorney is more interested in suppressing evidence.  He claims the text message evidence was illegally obtained.  So much for all the facts exonerating the mayor.  It appears that his best defense is to keep the evidence out of the courtroom.

March 22, 2008

The 3 R’s

Everyone knows what the 3 Rs are - Reading, wRiting, and aRithmatic. I would like to propose a change. I think the 3Rs should be Ruffles have Ridges for a Reason. Let us take this moment to celebrate the unknown person who came up with the idea to put ridges on potato chips. I realize that this break through isn’t nearly as important as say spray cheese but its way up there. Our hero had a dream. A dream that one day we would be able to dip our chips without breakage. That one day we would be free from fishing the carnage out of the dip bowl.

The concept of stiffening panels by placing darts on the surface has been with us for a long time. It’s a technique that sheet metal engineers use to keep your door panels from fluttering as well as raising the resonant frequency of your Fog Lamps. It’s used in virtually all fields of engineering and of course now in snack food.

No team could have come up with the idea. Somewhere out there the single person with the vision lives. You know who you are. You are the visionary that revolutionized the chip business by creating a whole new untapped marketing segment. You spent the time in the lab when every one else went home. You tested chip after chip, evaluating all the possibilities. The width, spacing, and depth of the ridges were critical to it’s tensile and shear strength. The possible combinations were infinite. Some days when you were close to an answer it fell apart at the end just like the broken chip sticking out of the dip vat. The others laughed and went home but you persisted.

I wish I could have been there for the break though.  The excitement that you must have felt as that first chip plunged into the dip and emerged unbroken on the other side.  There were no reporters there that day, no cheering crowds. There was only you. It was fitting because only you believed. Only you deserved to see that moment. It must have been like Edison seeing the light come on. It was a victory of man vs. chip. You knew in that solitary moment that the world would never be the same.  The Pringles guy was good with the whole “chip in a can” thing but you gave us value. In the spirit of Edison and Bell, you gave us a chip that Americans can be proud of.   I raise an unbroken dip covered chip to you and say “Good Job my man, Good Job!

March 12, 2008

Free Credit Report

In case you haven’t heard of this yet, you can order a copy of your credit report for free once a year from each of the three credit reporting agencies.  What I do is about every four months, I order from a different agency.  Then, after a year is up, I’m ready to start all over again.  With this method I can stay on top of what’s being reported.  You can read all about it at this government link http://www.ftc.gov/bcp/conline/pubs/credit/freereports.shtm.

Or, you can go directly to the site and order you free credit report from https://www.annualcreditreport.com/cra/index.jsp

I always like to go to the government site first and then click the link to get my report.  This is largely because there are plenty of scam sites or others that charge fees that have a similar name.

Cheers!

March 8, 2008

FICO 08

For those that  worship at the alter of the great FICO, there’s a new system coming out for 2008.  According to Fair Isaac it will be more forgiving of occasional slips by consumers, but will take a harder line on repeat offenders.  The idea is that it will do a better job predicting who is likely to default.

Consumers should start seeing the new scores coming out this spring.  Those who currently have a bad FICO score will likely have a worse score and those will a good score will likely see an improvement.   Not sure how this would affect me since I basically don’t have any debt except for a mortgage.

All I know for sure is that if you’re caught up trying to please the FICO god you’ll be screwed in the long run.  The best move is to pay off your cars, your credit cards, and any debts that are out there.  You’ll never have to worry about what Fair Isaac is up to.

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