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Electric Chili is all about electronics, personal finance, life, hybrid vehicles, and of course chili. Why is your blog about so many things? Well, I used to have several blogs and I found I couldn't keep up with all of them. The maintenance began to take the fun out of it. So now I'm putting everything right here!

Blog archives for May, 2008

May 20, 2008

Stimulus Check Update

Well, it turns out that there’s an exception (among many) to the rule about when you’ll be recieving your stimulus check.  If you’re like me and owed taxes for 2007, even though you paid through electronic withdrawal and indicated that the same account could be used for electronically depositing your check, it won’t be deposited.  I just found out that I’ll have to wait for a paper check.  Not a huge problem but still it stinks a little when you thought you’d get it last week.

I’m particulary excited about getting it because since I’ve been following the Dave Ramsey plan, I’m one payment away from being completely debt free except the house.  Very exciting?  For those that aren’t familiar with his plan you can google his name and visit his web site.  I’m exiting Baby Step 2 and entering Baby Step 3!  This is going to be fun!

May 18, 2008

Medic Alert Bracelet

I had the unfortunate pleasure of having a blood clot in my lung in March which nearly killed me.  According to my doctor, I need to get a medical alert bracelet because I’m on blood thinners to prevent more clots from forming.  I’ve looked around and there really aren’t that many that look good.  Of course the ones I like are over $600.  If any one knows of a good place to get a deal on these, let me know. 

May 15, 2008

Pentatonic Minor (Blues Scale) Pattern #1

I’ve posted Pattern 1 of the Blues scale.  Work this pattern until you can do it forward and backward.  Move it around the neck a bit too while paying attention to where the root notes are.  I’ll be posting the other patterns for the Pentatonic over the next couple of days as well as some information about how to use them.

Pentatonic Minor Pattern 1

May 13, 2008

Major Scale Patterns

After posting the video of the guy playing the improvisation in Gmaj, I thought it would be helpful to post what the patterns are for the major scales.  Note that the red dot is the root note of the pattern.  For those new to using patterns, I should mention that these patterns are movable.  You just need to know where the root note is.  For example if you want to play in Gmaj you can play pattern 4 starting with the red dot on the third fret which is G on the 6th string. 

When practicing these patterns it’s important to start on a root note and finish on a root note.  This will help you learn where the root notes are in the pattern. 

You really should get good at these before you can even think of tackling the modes.  I pretty much use 3 of the patterns and need to add the last two to my arsenal.  So I’ll be doing a little practice and also start working on the putting together some graphics for the blues and pentatonic patterns.

Major Scale Pattern #1
Major Pattern 1

Major Scale Pattern #2

Major scale pattern 2

Major Scale Pattern #3

Major Scale pattern 3

Major Scale Pattern #4

Major scale pattern 4

Major Scale Pattern #5

Major scale pattern 5

May 10, 2008

Two Cycle Billing

If you’re in a position to close some of your credit cards, you’ll want to be aware of this practice. Most credit card companies do it - it’s called “two-cycle billing”.  What this means is that you get charged interest on balances two months back, not just one. If you pay a card down to zero in May, look for a bill in June, for April’s interest.  Almost all of them do it.  What this means is that you don’t have a closed-out card until you have two consecutive zero-balance bills. Not just one. 

So if you pay off the balance on your statement and then call to close your account, it won’t close because of the interest that will hit.  Even though  the person on the phone tells you they closed it, it won’t be closed becaused it’ll “wake up” when the interest hits the balance.

Your best bet is to pay off your card and then let it sit for two cycles until ALL the interest and charges are completed.  You can then call or write to close the card with confidence that it’ll actually happen.

Rich

May 6, 2008

Where’s my Stimulous Payment?

The IRS added this little feature to their web site that will tell you when to expect your stimulous payment.  It doesn’t work for everyone though.  Apparently if you payment is scheduled for more than two weeks out it may not show it.  Check it out here…

https://sa2.www4.irs.gov/irfof/IRServlet?app=IRACTC

May 4, 2008

Boss RC-2 Loop Station Pedal

Here’s another one for my wish list.  I watched this dude play guitar the other night at one of the local restaurants and he had one of these.  It was amazing!  He’d lay down a rythm track and then improvise on top of it.  He clearly had a handle on his scales and modes and was able to turn each song into something unique.

Boss RC-2 Loop Station Pedal

This guy played an really cool version of the Pink Panther theme.  He laid down the famous background track (da-da-da-dum) and then did some really cool licks on top of it.

Rich

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